Banking Management in terms of Economic concepts Research Paper

Banking Management in terms of Economic concepts - Research Paper Example The important products are securities (bond) and mortgage services. About the bond, ADCB transacts the bond to get revenue. The bank buys and sells the bond in both primary markets (debt securities are issued and sold to borrowers to lenders) and in a secondary market (ADCB firm buys and sells previously issued debt securities-bond). The ADBC launched the 600 million five-year bond on September priced at 87.5 basis point. Over 1.5 billion investors placed their order just in one day after its launch as compared to initial basis points of 95 bps. On the hand, the ADBC offers mortgage services which have attractive interest rates. Their mortgage packages are attractive as local experts assist people to avoid common pitfalls. Their experts also offer professional consultants to guide people through the whole process. In addition, ADCB offers options between Islamic and Conventional Home Finance. Quite interestingly is the repayment period, (up to 25 years) which is rank as the best in U AE. The people pay less based on their ability. The mortgage amount is up to 80 percent of the property value. The bank also offers options between competitive interest rates and relaxing re-payment. The monthly installments are as low as AED 5,275 with 0% early settlement fees. EMI is based on 3.99% (per AED Million for 25 years tenure). Emi is fixed for the first year only followed by campaign rates. One of the opportunity cost ADCB faces is either to sale locally or expand its branches overseas.

A critical evaluation of the role of leadership in managing people in Essay

A critical evaluation of the role of leadership in managing people in sport and leisure organisations - Essay Example To expand the competitive market it is needed to apply the effective management principles for the management of people. The reasons behind the success of football clubs in India are the worldwide fans and the advance technology in broadcasting the football game all over India. To increase the awareness among the customers and meeting their expectations, funds should be available to run the industry and attract the commercial sector investors. Human resource managers are facing the challenges to meet the rising expectation of the customers and providing them services in order to exist in the competitive market. The sport and leisure industry will enjoy the competitive advantage only when it is the only one, which can meet the customer expectations, improving the quality, and creating awareness on consumer rights (Robinson, 2005, p.1-2). As the trends are changing, Human Resource Management processes the changes in the organisation structure, systems and cost reduction programs. Manag ing the people in the sport organisation helps the manager to acquire the skills and to be a good leader to help the new talents face the challenges in sport and leisure sectors. The sport and leisure industry will enjoy the competitive advantage only when it is the only one, which can meet the customer expectations, improving the quality, and creating awareness on consumer rights (Wolsey, Minten & Abrams, 2011). The leaders in the sports industry have to face lot of challenges in leading his team to reach the goal. A good leader is needed, who is confident enough to lead his team and encourage them to achieve the goal. In sports industry, a leader will be the one who is providing direction, encouragement and authority to evoke desired behaviours. For example, in the Minnesota Timberwolves organisation, like many sports organisations, the leader will play his role in catalysing the learning process among the followers, as well as creating environment